@import url('https://fonts.googleapis.com/css2?family=IBM+Plex+Sans:wght@400;500;600;700&family=IBM+Plex+Mono:wght@400;500;600&display=swap');

/* ==========================================================================
   GJELDSREGISTER.NO — designsystem 2026-09 «Registeret / Ledger»
   IBM Plex Sans + Plex Mono (tall), blekk + oksblod, hairline-disiplin.
   Institusjonelt, data-drevet, bevisst vekk fra «AI-premium». Delt av alle sider.
   ========================================================================== */
:root{
  --white:#FFFFFF; --ink:#121417; --ink2:#15172F; --sec:#55606B; --sec2:#767F88;
  --line:#E4E2DB; --line2:#EEEDE7; --fill:#F6F5F1; --fill2:#FBFAF7;
  --ox:#137a3a; --ox-dark:#0e5f2c; --ox-tint:#E7F5EC; --ox-tint-line:#C9E8D5;
  --green:#1f9a54; --tp:#00B67A;
  --wrap:1180px; --sans:'IBM Plex Sans',-apple-system,BlinkMacSystemFont,'Segoe UI',Roboto,Helvetica,Arial,sans-serif;
  --mono:'IBM Plex Mono',ui-monospace,SFMono-Regular,Menlo,Consolas,monospace;
}
*{box-sizing:border-box;margin:0;padding:0}
html{-webkit-text-size-adjust:100%;overflow-x:clip;scroll-behavior:smooth;scroll-padding-top:86px}
body{font-family:var(--sans);color:var(--ink);background:var(--white);font-size:17px;line-height:1.6;
  -webkit-font-smoothing:antialiased;-moz-osx-font-smoothing:grayscale;text-rendering:optimizeLegibility;overflow-x:clip}
.mono{font-family:var(--mono);font-feature-settings:"tnum" 1}
.wrap{max-width:var(--wrap);margin:0 auto;padding:0 24px}
.wrap-narrow{max-width:760px;margin:0 auto;padding:0 24px}
a{color:var(--ox);text-decoration:none}
a:hover{text-decoration:underline}
img{max-width:100%}
h1,h2,h3,h4{letter-spacing:-0.015em;line-height:1.15;font-weight:700}
::selection{background:var(--ox-tint);color:var(--ink)}
:where(a,button,summary,[tabindex],.lbtn,.btn,.p-tab):focus-visible{outline:2px solid var(--ox);outline-offset:2px}
:where(a,button,summary):focus:not(:focus-visible){outline:none}
@media(prefers-reduced-motion:reduce){*{scroll-behavior:auto!important;transition-duration:.01ms!important;animation-duration:.01ms!important}}

/* ---------- BUTTONS ---------- */
.btn{display:inline-flex;align-items:center;justify-content:center;gap:9px;font-family:var(--sans);font-weight:600;
  font-size:15px;padding:11px 20px;border:1px solid var(--ox);border-radius:3px;cursor:pointer;line-height:1.2;
  background:var(--ox);color:#fff;box-shadow:0 1px 2px rgba(18,20,23,.10);
  transition:background .16s ease,border-color .16s ease,color .16s ease,box-shadow .16s ease,transform .12s ease}
.btn:hover{background:var(--ox-dark);border-color:var(--ox-dark);text-decoration:none;color:#fff;box-shadow:0 4px 12px -4px rgba(18,20,23,.22)}
.btn:active{transform:translateY(1px);box-shadow:0 1px 2px rgba(18,20,23,.12)}
.btn svg path{stroke:#fff}
.btn-solid{background:var(--ox);color:#fff}
.btn-solid:hover{background:var(--ox-dark);border-color:var(--ox-dark);text-decoration:none;color:#fff}
.btn-outline{background:#fff;color:var(--ox)}
.btn-outline:hover{background:var(--fill);color:var(--ox)}
.btn-outline:hover{background:var(--fill);text-decoration:none}
.btn-ink{background:var(--ink);color:#fff;border-color:var(--ink)}
.btn-ink:hover{background:#000;color:#fff;text-decoration:none}
.login-btn{padding:9px 20px}
.lbtn{display:inline-flex;align-items:center;justify-content:center;gap:10px;font-weight:600;font-size:16px;
  padding:14px 16px;border-radius:3px;border:1px solid var(--ink);cursor:pointer;line-height:1;white-space:nowrap;
  box-shadow:0 1px 2px rgba(18,20,23,.08);transition:background .16s ease,border-color .16s ease,box-shadow .16s ease,transform .12s ease}
.lbtn:active{transform:translateY(1px)}
.lbtn--bankid{background:var(--ink);color:#fff;border-color:var(--ink)}
.lbtn--bankid:hover{background:#000;text-decoration:none;color:#fff;box-shadow:0 5px 14px -5px rgba(18,20,23,.4)}
.lbtn--bankid img{height:17px;filter:brightness(0) invert(1)}
.lbtn--vipps{background:#fff;color:var(--ink);border-color:var(--line)}
.lbtn--vipps:hover{background:var(--fill);text-decoration:none;border-color:var(--sec2);box-shadow:0 4px 12px -5px rgba(18,20,23,.18)}
.lbtn--vipps img{height:16px}

/* ---------- HEADER ---------- */
header.site{position:sticky;top:0;z-index:50;
  background-color:#ECE9E1;
  border-bottom:1px solid var(--band-line)}
.hbar{display:flex;align-items:center;justify-content:space-between;height:70px;gap:20px}
.brandlink{display:flex;align-items:center}
.brand-logo{height:46px;width:auto;display:block}
nav.main{display:flex;align-items:center;gap:28px;margin-left:auto}
nav.main a{color:var(--ink);font-size:15px;font-weight:500;position:relative;padding:4px 0;transition:color .15s ease}
nav.main a:hover{color:var(--ox);text-decoration:none}
nav.main a::after{content:"";position:absolute;left:0;right:100%;bottom:0;height:1.5px;background:var(--ox);transition:right .2s ease}
nav.main a:hover::after{right:0}
.brand-logo{transition:opacity .15s ease}
.brandlink:hover .brand-logo{opacity:.82}
.menu-toggle{display:none;transition:border-color .15s ease,background .15s ease}
.menu-toggle:hover{border-color:var(--sec2)}
nav.mobile{display:none}
nav.mobile a{transition:background .15s ease,color .15s ease}
nav.mobile a:hover{background:var(--fill);color:var(--ox);text-decoration:none}

/* ---------- HERO (forside) ---------- */
.hero{border-bottom:1px solid var(--line);background:linear-gradient(180deg,#fff 0%,var(--fill2) 100%)}
.hero-grid{display:grid;grid-template-columns:1fr 372px;gap:64px;padding:56px 0 56px;align-items:center}
.hero-text{align-self:center}
.hero h1{font-size:clamp(33px,4vw,51px);line-height:1.06;letter-spacing:-0.022em;max-width:15ch}
.hero .lede{font-size:19px;color:var(--sec);margin-top:22px;max-width:44ch}
.hero-login{display:grid;grid-template-columns:1fr 1fr;gap:12px;margin-top:30px;max-width:452px}
/* rolig, dempet én-linje (ingen hake-ikoner, ingen chips) */
.assurances{margin-top:16px;max-width:452px;font-size:14.5px;color:var(--sec);line-height:1.5}
.asr{white-space:nowrap}
.asr+.asr{margin-left:.5em}
.asr+.asr::before{content:"·";margin-right:.5em;color:var(--sec2)}
.free{font-family:inherit;font-size:13.5px;letter-spacing:0;color:var(--sec);margin-top:14px}
.honest{margin-top:18px;border-left:2px solid var(--ox);background:var(--fill);border-radius:0 4px 4px 0;
  padding:12px 16px;font-size:12.5px;line-height:1.6;color:var(--sec);max-width:452px;text-align:left}
.honest b{color:var(--ink);font-weight:600}

/* Trustpilot */
.tp-row{display:flex;align-items:center;gap:9px;margin-top:20px;flex-wrap:wrap}
.tp-stars{display:flex;gap:3px}
.tp-star{width:19px;height:19px;background:var(--tp);border-radius:3px;display:flex;align-items:center;justify-content:center}
.tp-star svg{width:12px;height:12px;fill:#fff}
.tp-txt{font-size:13.5px;color:var(--sec)}
.tp-txt b{color:var(--ink);font-weight:600}
.tp-logo{height:15px;margin-left:2px}

/* iPhone */
.hero-side{display:flex;flex-direction:column;align-items:center}
.phone{width:300px;background:#14171A;border-radius:46px;padding:11px;
  box-shadow:0 50px 90px -30px rgba(18,20,23,.50),0 28px 54px -26px rgba(18,20,23,.38),0 8px 20px -10px rgba(18,20,23,.24)}
.phone-screen{position:relative;background:var(--fill);border-radius:36px;overflow:hidden;height:606px;display:flex;flex-direction:column}
.p-island{position:absolute;top:11px;left:50%;transform:translateX(-50%);width:96px;height:26px;background:#14171A;border-radius:16px;z-index:5}
.p-stat{display:flex;align-items:center;justify-content:space-between;padding:15px 24px 6px;color:var(--ink)}
.p-stat .t{font-family:var(--mono);font-weight:600;font-size:13px}
.p-stat .g{display:flex;align-items:center;gap:6px}
.p-app{flex:1;overflow:hidden;display:flex;flex-direction:column}
.p-tabs{display:flex;gap:5px;padding:8px 13px 10px;border-bottom:1px solid var(--line);background:#fff}
.p-tab{font-family:var(--mono);font-size:9.5px;letter-spacing:.03em;text-transform:uppercase;color:var(--sec);padding:5px 9px;border-radius:100px;white-space:nowrap;cursor:pointer;user-select:none;transition:background .12s,color .12s}
.p-tab:hover:not(.act){background:var(--fill);color:var(--ink)}
.p-tab.act{background:var(--ink);color:#fff}
.p-view{flex:1;display:flex;flex-direction:column;min-height:0}
.p-view[hidden]{display:none}
.p-title{font-weight:700;font-size:15px;padding:12px 15px 0;letter-spacing:-0.01em}

/* ---- Dashboard-innhold i telefonen (prefiks pn-) ---- */
.p-body{flex:1;display:flex;flex-direction:column;gap:10px;padding:11px 12px 6px;min-height:0}

/* segmentfarger (delt av ring, søyler og nøkler) */
.s1{background:var(--green)}
.s2{background:var(--ox)}
.s3{background:var(--ox-tint-line)}
.pn-arc.s1{stroke:var(--green)}
.pn-arc.s2{stroke:var(--ox)}
.pn-arc.s3{stroke:var(--ox-tint-line)}

/* hero-kort */
.pn-hero{flex:1;background:#fff;border:1px solid var(--line);border-radius:16px;padding:14px 15px;
  display:flex;flex-direction:column;justify-content:center;box-shadow:0 1px 2px rgba(18,20,23,.04);min-height:0}
.pn-hero-top{display:flex;align-items:center;justify-content:space-between;gap:8px}
.pn-lbl{font-family:var(--mono);font-size:9px;letter-spacing:.11em;text-transform:uppercase;color:var(--sec)}
.pn-tag{font-family:var(--mono);font-size:8.5px;letter-spacing:.05em;text-transform:uppercase;color:var(--sec);
  border:1px solid var(--line);border-radius:100px;padding:3px 9px;white-space:nowrap}
.pn-amt{font-family:var(--mono);font-weight:600;font-size:25px;line-height:1;color:var(--ink);letter-spacing:-0.01em;margin-top:10px;white-space:nowrap}
.pn-sub{margin-top:11px}
.pn-chip{display:inline-flex;align-items:center;font-family:var(--mono);font-size:10px;letter-spacing:.02em;font-weight:600;
  background:var(--ox-tint);color:var(--ox-dark);border:1px solid var(--ox-tint-line);border-radius:100px;padding:4px 11px}

/* stablet fordelingssøyle + tegnforklaring (Hjem) */
.pn-stack{display:flex;gap:3px;height:9px;margin-top:14px;border-radius:100px;overflow:hidden}
.pn-stack i{display:block;border-radius:100px;min-width:2px}
.pn-legend{display:flex;flex-wrap:wrap;gap:6px 13px;margin-top:11px}
.pn-legend span{display:inline-flex;align-items:center;gap:5px;font-family:var(--mono);font-size:9px;letter-spacing:.02em;color:var(--sec)}
.pn-key{width:8px;height:8px;border-radius:3px;flex:none;display:inline-block}

/* to mini-kort (Hjem) */
.pn-duo{flex:1;display:grid;grid-template-columns:minmax(0,1fr) minmax(0,1fr);gap:10px;min-height:0}
.pn-mini{min-width:0;background:#fff;border:1px solid var(--line);border-radius:14px;padding:14px 13px;
  display:flex;flex-direction:column;justify-content:space-between;gap:9px;box-shadow:0 1px 2px rgba(18,20,23,.04)}
.pn-mini-top{display:flex;align-items:center;gap:6px;min-width:0}
.pn-mini-top .pn-key{width:8px;height:8px}
.pn-mini-top .pn-lbl{overflow:hidden;text-overflow:ellipsis;white-space:nowrap}
.pn-mini-amt{font-family:var(--mono);font-weight:600;font-size:17px;color:var(--ink);letter-spacing:-0.01em;margin-top:2px}
.pn-mini-rate{font-family:var(--mono);font-size:9px;color:var(--sec);letter-spacing:.02em;line-height:1.4}
.pn-minibar{height:6px;border-radius:100px;background:#ECEAE3;overflow:hidden;margin-top:2px}
.pn-minibar i{display:block;height:100%;border-radius:100px}

/* donut-hero (Gjeld) */
.pn-hero--donut{flex-direction:row;align-items:center;gap:14px}
.pn-donut{width:99px;height:99px;flex:none;transform:rotate(-90deg)}
.pn-donut .pn-track{fill:none;stroke:#ECEAE3;stroke-width:12}
.pn-donut .pn-arc{fill:none;stroke-width:12}
.pn-donut-c{display:flex;flex-direction:column;align-items:flex-start;gap:9px;min-width:0}
.pn-donut-c .pn-amt{margin-top:0;font-size:18px}

/* liste (Gjeld + Kredittscore) */
.pn-list{flex:1;background:#fff;border:1px solid var(--line);border-radius:16px;padding:2px 15px;
  display:flex;flex-direction:column;justify-content:center;box-shadow:0 1px 2px rgba(18,20,23,.04);min-height:0}
.pn-row{display:flex;align-items:center;gap:11px;padding:13px 0;border-top:1px solid var(--line2)}
.pn-row:first-child{border-top:0}
.pn-row .pn-key{width:9px;height:9px;border-radius:3px}
.pn-row-n{display:flex;flex-direction:column;gap:2px;font-size:12.5px;font-weight:600;color:var(--ink);min-width:0;flex:1}
.pn-row-n i{font-family:var(--mono);font-style:normal;font-size:9px;letter-spacing:.02em;color:var(--sec);font-weight:400}
.pn-row-a{font-family:var(--mono);font-weight:600;font-size:12.5px;color:var(--ink);white-space:nowrap}
.pn-row-a.ok{color:var(--green)}
.pn-row-a.mid{color:var(--sec)}

/* kredittscore: sirkel-gauge */
.pn-hero--gauge{align-items:center;justify-content:center;gap:13px}
.pn-gauge-wrap{position:relative;width:150px;height:150px}
.pn-gauge{width:150px;height:150px;transform:rotate(-90deg)}
.pn-gauge .pn-track{fill:none;stroke:#ECEAE3;stroke-width:11}
.pn-gauge .pn-arc.gz{fill:none;stroke:var(--ox);stroke-width:11;stroke-linecap:round}
.pn-gauge-c{position:absolute;inset:0;display:flex;flex-direction:column;align-items:center;justify-content:center;gap:2px}
.pn-gauge-n{font-family:var(--mono);font-weight:600;font-size:44px;line-height:1;color:var(--ink);letter-spacing:-0.02em}
.pn-gauge-of{font-family:var(--mono);font-size:10px;letter-spacing:.06em;text-transform:uppercase;color:var(--sec)}
.pn-risk{display:inline-flex;align-items:center;gap:7px;font-size:12px;font-weight:600;color:var(--ink);
  background:var(--ox-tint);border:1px solid var(--ox-tint-line);border-radius:100px;padding:6px 14px}
.pn-dotg{width:8px;height:8px;border-radius:50%;background:var(--ox);box-shadow:0 0 0 3px rgba(39,174,96,.16)}
.p-home{width:112px;height:5px;border-radius:3px;background:#14171A;opacity:.82;margin:6px auto 9px}
/* «Eksempel» inne i skjermen, helt nederst i app-innholdet, rett over hjem-indikatoren */
.p-eks{text-align:center;font-size:10.5px;letter-spacing:.03em;color:var(--sec);font-weight:500;padding:9px 0 2px;margin-top:auto}
/* diskré liten bildetekst — ingen pille, ingen grønn prikk */
.phone-cap{margin-top:13px;text-align:center;font-size:12.5px;letter-spacing:0;
  text-transform:none;color:var(--sec2);font-weight:400}
.phone-cap .eks{background:none;border:0;padding:0;color:inherit;font-weight:inherit}

/* ---------- GENERELLE SEKSJONER ---------- */
section.block{padding:60px 0;border-bottom:1px solid var(--line)}
.sec-head{max-width:62ch}
.sec-kicker{font-family:var(--mono);font-size:11px;letter-spacing:.1em;text-transform:uppercase;color:var(--ox);font-weight:500}
h2.sec-title{font-size:clamp(24px,3vw,32px);margin-top:10px}
.sec-intro{color:var(--sec);font-size:18px;margin-top:14px;max-width:62ch}

/* explainer to-kolonne — «register»: inkludert vs ikke inkludert */
/* rolig, flat redaksjonell oppstilling — ingen fargede topp-bånd, ingen badges */
.explain{display:grid;grid-template-columns:1fr 1fr;margin-top:36px;border:1px solid var(--line);
  border-radius:12px;overflow:hidden;background:#fff;position:relative}
.excol{padding:0;display:flex;flex-direction:column}
.excol+.excol{border-left:1px solid var(--line)}
/* dempet etikett-rad (ingen fyllfarge, hårlinje-skille) */
.ex-head{padding:18px 30px 12px;border-bottom:1px solid var(--line2)}
.ex-head .exh{font-size:12px;letter-spacing:.07em;text-transform:uppercase;font-weight:600}
.excol--in .ex-head .exh{color:var(--ox-dark)}
.excol--out .ex-head .exh{color:var(--sec2)}
/* register-rader */
.exlist{list-style:none;padding:8px 30px 12px}
.exlist li{display:flex;align-items:center;gap:13px;padding:15px 0;border-bottom:1px solid var(--line);font-size:16px}
.excol--in .exlist li{border-bottom-color:var(--ox-tint-line)}
.exlist li:last-child{border-bottom:0}
.exmark{flex:none;width:24px;height:24px;border-radius:50%;display:flex;align-items:center;justify-content:center}
.exmark svg{width:14px;height:14px}
.exmark.yes{background:var(--ox-tint);color:var(--ox-dark);box-shadow:inset 0 0 0 1px var(--ox-tint-line)}
.exmark.no{background:#fff;color:var(--sec2);box-shadow:inset 0 0 0 1px var(--line)}
.exlist li b{font-weight:600;letter-spacing:-.006em;font-size:16.5px}
.excol--in .exlist li b{color:var(--ink)}
.excol--out .exlist li b{color:var(--sec)}
.exlist li div span{color:var(--sec);display:block;font-size:14px;margin-top:3px;line-height:1.5}
.excol--out .exlist li div span{color:var(--sec2)}
/* Gjeldsregister Utvidet – fullbredde-boks */
.utvidet{margin-top:22px;border:1px solid var(--line);border-radius:14px;overflow:hidden;background:#fff}
.utvidet-top{padding:30px 32px 24px;border-bottom:1px solid var(--line)}
.utvidet-h{font-size:clamp(20px,2.4vw,24px);font-weight:700;letter-spacing:-.02em;margin-top:8px}
.utvidet-intro{color:var(--sec);margin-top:10px;max-width:64ch;font-size:15.5px}
/* redaksjonell liste (ikke «3 feature cards»): rolige punkter, hårlinje mellom, ingen 01/02/03 */
.utvidet-list{padding:4px 32px 16px}
.uv-item{padding:18px 0;border-top:1px solid var(--line2)}
.uv-item:first-child{border-top:0}
.uv-item b{display:block;font-size:16.5px;font-weight:600}
.uv-item span{display:block;color:var(--sec);font-size:14.5px;margin-top:3px;line-height:1.55;max-width:72ch}

/* foretak */
.foretak{display:grid;grid-template-columns:repeat(3,1fr);margin-top:36px;border-top:1px solid var(--line);border-left:1px solid var(--line)}
.fcol{border-right:1px solid var(--line);border-bottom:1px solid var(--line);padding:26px 24px;display:flex;flex-direction:column}
.fcol .fno{font-family:var(--mono);font-size:12px;color:var(--sec)}
.fcol h3{font-size:20px;font-weight:600;margin-top:10px}
.fcol p{color:var(--sec);font-size:15.5px;margin-top:10px;flex:1}
.fcol .flink{margin-top:18px;font-weight:600;font-size:15px;display:inline-flex;align-items:center;gap:7px}
.fcol .flink .arw{font-family:var(--mono)}

/* blog liste (forside + hub) */
.bloghead{display:flex;align-items:flex-end;justify-content:space-between;gap:20px;flex-wrap:wrap}
.bloglist{margin-top:30px;border-top:1px solid var(--line)}
.blogitem{display:grid;grid-template-columns:120px 1fr;gap:24px;padding:22px 0;border-bottom:1px solid var(--line);align-items:baseline}
.blogitem .bmeta{display:flex;flex-direction:column;gap:4px;padding-top:3px}
.blogitem .bdate{font-family:var(--mono);font-size:12px;color:var(--sec);letter-spacing:.03em}
.blogitem .bcat{font-family:var(--mono);font-size:10px;letter-spacing:.08em;text-transform:uppercase;color:var(--ox)}
.blogitem h3{font-size:20px;font-weight:600}
.blogitem h3 a{color:var(--ink)}
.blogitem h3 a:hover{color:var(--ox)}
.blogitem .bdek{color:var(--sec);font-size:16px;margin-top:5px}
.bloglink{font-weight:600;font-size:15px;white-space:nowrap}

/* ---------- UNDERSIDE-MASTHEAD ---------- */
.pagehead{border-bottom:1px solid var(--line);background:linear-gradient(180deg,#fff,var(--fill2));padding:34px 0 40px}
.crumb{display:flex;align-items:center;gap:8px;flex-wrap:wrap;font-family:var(--mono);font-size:11px;
  letter-spacing:.04em;text-transform:uppercase;color:var(--sec)}
.crumb a{color:var(--sec)}
.crumb a:hover{color:var(--ox);text-decoration:none}
.crumb .sep{color:var(--line);font-weight:600}
.crumb .cur{color:var(--ink);font-weight:600}
.pagehead .eyebrow{font-family:var(--mono);font-size:11px;letter-spacing:.1em;text-transform:uppercase;color:var(--ox);font-weight:500;margin-top:22px;display:block}
.pagehead h1{font-size:clamp(30px,4vw,44px);margin-top:12px;max-width:20ch}
.pagehead .lede{font-size:19px;color:var(--sec);margin-top:16px;max-width:64ch;line-height:1.55}

/* byline */
.byline{display:flex;align-items:center;gap:14px;margin-top:24px;flex-wrap:wrap}
.byline img{width:46px;height:46px;border-radius:50%;object-fit:cover;flex:none;border:1px solid var(--line)}
.byline .bl-meta{font-size:14px;color:var(--sec);line-height:1.4}
.byline .bl-meta b{color:var(--ink);font-weight:600;display:block;font-size:15px}
.byline .bl-dot{font-family:var(--mono);color:var(--line);margin:0 4px}

/* ---------- PROSE (artikkelkropp) ---------- */
.prose{font-size:17.5px;line-height:1.72;color:#23262A;max-width:720px}
.prose>*+*{margin-top:22px}
.prose h2{font-size:26px;margin-top:46px;color:var(--ink);scroll-margin-top:90px}
.prose h3{font-size:20px;margin-top:34px;color:var(--ink)}
.prose p{color:#23262A}
.prose strong{font-weight:600;color:var(--ink)}
.prose a{text-decoration:underline;text-decoration-color:var(--ox);text-underline-offset:2px;font-weight:500}
.prose ul,.prose ol{padding-left:22px}
.prose li{margin-top:8px}
.prose li::marker{color:var(--ox)}
.prose blockquote{border-left:2px solid var(--ox);background:var(--fill);padding:14px 20px;color:#23262A;font-size:18px}
.prose figure{margin:28px 0}
.prose figcaption{font-family:var(--mono);font-size:12px;color:var(--sec);margin-top:8px;text-transform:uppercase;letter-spacing:.05em}
/* answer-chunk (fet svarsetning under H2) */
.prose .answer{font-weight:600;color:var(--ink)}
/* tabell */
.table-wrap{overflow-x:auto;margin-top:22px;border:1px solid var(--line)}
.prose table{border-collapse:collapse;width:100%;font-size:15.5px;min-width:440px}
.prose th,.prose td{text-align:left;padding:12px 16px;border-bottom:1px solid var(--line)}
.prose thead th{font-family:var(--mono);font-size:11px;letter-spacing:.06em;text-transform:uppercase;color:var(--sec);background:var(--fill)}
.prose tbody tr{transition:background .12s ease}
.prose tbody tr:hover{background:var(--fill2)}
.prose tbody tr:last-child td{border-bottom:0}
.prose td.num,.prose th.num{font-family:var(--mono);text-align:right}
/* fakta/callout-boks */
.factbox{border:1px solid var(--line);border-left:2px solid var(--ox);background:var(--fill);padding:20px 22px;border-radius:0 4px 4px 0}
.factbox .fb-h{font-family:var(--mono);font-size:11px;letter-spacing:.08em;text-transform:uppercase;color:var(--ox);margin-bottom:8px}

/* TOC */
.toc{border:1px solid var(--line);background:var(--fill2);padding:20px 22px;margin-top:30px}
.toc .toc-h{font-family:var(--mono);font-size:11px;letter-spacing:.08em;text-transform:uppercase;color:var(--sec);margin-bottom:12px}
.toc ol{list-style:none;counter-reset:t}
.toc li{counter-increment:t;padding:5px 0;font-size:15.5px}
.toc li:before{content:counter(t,decimal-leading-zero);font-family:var(--mono);color:var(--ox);font-size:12px;margin-right:10px}
.toc a{color:var(--ink)}

/* ---------- FAQ ---------- */
/* FAQ-basis: se den forseggjorte panel-blokka lenger ned (details/summary/.chev/.fa-body) */

/* ---------- FORFATTERBOKS ---------- */
.author-box{border:1px solid var(--line);background:var(--fill2);padding:26px;margin:44px 0 52px;display:grid;grid-template-columns:64px 1fr;gap:20px;align-items:start}
.author-box img{width:64px;height:64px;border-radius:50%;object-fit:cover;border:1px solid var(--line)}
.author-box .ab-role{font-family:var(--mono);font-size:11px;letter-spacing:.08em;text-transform:uppercase;color:var(--ox)}
.author-box .ab-name{font-size:19px;font-weight:700;margin-top:4px}
.author-box .ab-name a{color:var(--ink)}
.author-box .ab-bio{color:var(--sec);font-size:15px;margin-top:8px;line-height:1.6}
.author-box .ab-links{display:flex;gap:14px;margin-top:12px;flex-wrap:wrap}
.author-box .ab-links a{font-family:var(--mono);font-size:12px;letter-spacing:.03em;color:var(--ox);display:inline-flex;align-items:center;gap:6px}

/* ---------- RELATED GUIDES ---------- */
.related{margin-top:0}
.related-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:0;border-top:1px solid var(--line);border-left:1px solid var(--line);margin-top:28px}
.related-grid a{border-right:1px solid var(--line);border-bottom:1px solid var(--line);padding:22px;color:var(--ink);display:flex;flex-direction:column;gap:8px}
.related-grid a:hover{background:var(--fill2);text-decoration:none}
.related-grid .rg-cat{font-family:var(--mono);font-size:10px;letter-spacing:.08em;text-transform:uppercase;color:var(--ox)}
.related-grid .rg-t{font-size:17px;font-weight:600;line-height:1.3}

/* ---------- CTA-BÅND (innlogging) ---------- */
.cta-login{border:1px solid var(--line);background:var(--fill);padding:34px 32px;margin-top:44px;
  display:flex;align-items:center;justify-content:space-between;gap:28px;flex-wrap:wrap}
.cta-login h3{font-size:22px}
.cta-login p{color:var(--sec);margin-top:8px;font-size:16px;max-width:52ch}
.cta-login .cta-actions{display:flex;gap:12px;flex-wrap:wrap;flex:none}

/* ---------- KONTAKT-KORT ---------- */
.contact-grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(230px,1fr));gap:0;border-top:1px solid var(--line);border-left:1px solid var(--line);margin-top:30px}
.contact-card{border-right:1px solid var(--line);border-bottom:1px solid var(--line);padding:26px}
.contact-card .cc-l{font-family:var(--mono);font-size:11px;letter-spacing:.08em;text-transform:uppercase;color:var(--sec)}
.contact-card .cc-v{font-size:18px;font-weight:600;margin-top:8px}
.contact-card .cc-v a{color:var(--ink)}

/* ---------- PROFIL (fagansvarlig) ---------- */
.profile{display:grid;grid-template-columns:200px 1fr;gap:36px;margin-top:8px;align-items:start}
.profile-img{width:200px;height:240px;object-fit:cover;border:1px solid var(--line);border-radius:4px}
.profile .p-name{font-size:28px;font-weight:700}
.profile .p-role{font-family:var(--mono);font-size:12px;letter-spacing:.06em;text-transform:uppercase;color:var(--ox);margin-top:6px}
.profile ul.creds{list-style:none;margin-top:18px;border-top:1px solid var(--line)}
.profile ul.creds li{padding:11px 0;border-bottom:1px solid var(--line);font-size:15.5px;display:flex;gap:12px}
.profile ul.creds li:before{content:"—";color:var(--ox);font-family:var(--mono)}

/* ---------- FOOTER ---------- */
footer.site{background:var(--ink);color:#C8CDD3;padding:88px 0 32px;font-size:15px}
.foot-top{display:flex;align-items:flex-start;justify-content:space-between;gap:30px;flex-wrap:wrap;padding-bottom:38px;margin-bottom:36px;border-bottom:1px solid #2A2F35}
.foot-logo{width:147px;height:auto;filter:brightness(0) invert(1);opacity:.96}
.foot-tp{display:flex;align-items:center;gap:9px}
.foot-tp .tp-txt{color:#A6ADB4}
.foot-tp .tp-txt b{color:#fff}
.foot-tp .tp-logo{filter:brightness(0) invert(1);opacity:.9}
/* balansert grid: merkevare | følg oss | om nettstedet — fyller bredden jevnt,
   ingen tomrom i midten, høyre-kolonnen beholder bokstøtte-plasseringen */
.footgrid{display:grid;grid-template-columns:repeat(3,1fr);gap:40px;align-items:start}
.fcol--legal{text-align:left}
.fcol--legal ul li a{white-space:nowrap}
.fbrand .fsub{font-family:var(--mono);font-size:11px;letter-spacing:.06em;text-transform:uppercase;color:#8A929B;margin-top:2px}
.fbrand .org{font-family:var(--mono);font-size:12.5px;color:#A6ADB4;margin-top:16px;line-height:1.6}
.foot-social{margin-top:0}
.foot-social-cap{display:block;font-family:var(--mono);font-size:11px;letter-spacing:.1em;text-transform:uppercase;color:#8A929B;margin-bottom:14px}
.foot-social-row{display:flex;gap:12px}
/* tekstløse ikon-knapper med dempede merkevarefarger på glyfen */
.soc-ic{display:inline-flex;align-items:center;justify-content:center;width:40px;height:40px;border-radius:9px;border:1px solid rgba(255,255,255,.14);background:rgba(255,255,255,.04);transition:border-color .16s ease,background .16s ease,transform .12s ease}
/* størrelse via rad-nivå → dekker både ny og ikke-synket markup (svg uten width/height) */
.foot-social-row svg{width:19px;height:19px;display:block;flex:none}
.soc-ic--fb{color:#5A82C4}   /* rolig Facebook-blå */
.soc-ic--ig{color:#B07CC6}   /* rolig Instagram-lilla */
.soc-ic:hover{border-color:currentColor;background:rgba(255,255,255,.08);transform:translateY(-1px);text-decoration:none}
.soc-ic:active{transform:translateY(0)}
.soc-ic:focus-visible{outline:2px solid currentColor;outline-offset:2px}
.fcolh{font-family:var(--mono);font-size:11px;letter-spacing:.1em;text-transform:uppercase;color:#8A929B;margin-bottom:14px}
footer.site ul{list-style:none}
footer.site ul li{margin-bottom:9px}
footer.site ul li a{color:#C8CDD3}
footer.site ul li a:hover{color:#fff}
.footbottom{margin-top:44px;display:flex;justify-content:space-between;gap:20px;flex-wrap:wrap}
.footbottom .disc{font-size:13px;color:#8A929B;max-width:64ch}
.footbottom .cright{font-family:var(--mono);font-size:12px;color:#8A929B}

/* ---------- RESPONSIVE ---------- */
@media(max-width:900px){
  .hero-grid{grid-template-columns:1fr;gap:44px;padding:44px 0}
  .hero-side{order:-1}
  .explain{grid-template-columns:1fr}
  .excol+.excol{border-left:0;border-top:1px solid var(--line)}
  .foretak{grid-template-columns:1fr;border-left:0}
  .fcol{border-left:1px solid var(--line)}
  .related-grid{grid-template-columns:1fr;border-left:0}
  .related-grid a{border-left:1px solid var(--line)}
  .contact-grid{grid-template-columns:1fr;border-left:0}
  .contact-card{border-left:1px solid var(--line)}
  .profile{grid-template-columns:1fr;gap:24px}
  .profile-img{width:160px;height:192px}
  .foot-top{flex-direction:column;align-items:flex-start;flex-wrap:nowrap;gap:20px}
  .foot-logo{align-self:flex-start;margin:0;width:147px;height:auto}
  .footgrid{gap:32px}
  .fcol--legal{text-align:left}
  .help-contact{min-width:0;width:100%}
}
@media(max-width:640px){
  body{font-size:16px}
  nav.main{display:none}
  .menu-toggle{display:inline-flex;align-items:center;justify-content:center;margin-left:auto;width:40px;height:38px;
    border:1px solid var(--line);border-radius:3px;background:#fff;flex-direction:column;gap:4px;cursor:pointer}
  .menu-toggle span{display:block;width:18px;height:2px;background:var(--ink)}
  header.site.open nav.mobile{display:block;border-top:1px solid var(--line)}
  nav.mobile a{display:block;padding:15px 24px;border-bottom:1px solid var(--line2);color:var(--ink);font-weight:500}
  .hbar{height:62px;gap:10px}
  .brand-logo{height:38px}
  .login-btn{padding:9px 13px;font-size:13.5px;white-space:nowrap;flex:none;box-shadow:none}
  .hero .lede{font-size:17px}
  .lbtn{min-width:0;padding:14px 12px;font-size:15px}
  .assurances{font-size:13.5px}
  .blogitem{grid-template-columns:1fr;gap:6px}
  .blogitem .bmeta{flex-direction:row;gap:12px;padding-top:0}
  .prose{font-size:17px}
  .cta-login{flex-direction:column;align-items:flex-start}
  .author-box{grid-template-columns:1fr}
  .author-box img{width:56px;height:56px}
  .footgrid{grid-template-columns:1fr;gap:30px}
  .footbottom{flex-direction:column}
  .faq{padding-left:16px;padding-right:16px}
  .fcol--legal{text-align:left}
}
@media(max-width:380px){
  .wrap,.wrap-narrow{padding:0 16px}
  .hero h1{font-size:29px}
  .phone{width:266px}
  .phone-screen{height:566px}
  .p-tabs{gap:3px;padding:8px 9px 10px}
  .p-tab{font-size:8.3px;letter-spacing:.02em;padding:5px 7px}
  .p-title{font-size:14px;padding:11px 13px 0}
  .p-body{padding:10px 11px 6px}
  .pn-mini{padding:12px 11px}
  .pn-mini-top .pn-lbl{font-size:8.2px;letter-spacing:.04em}
  .pn-mini-amt{font-size:14.5px;white-space:nowrap}
  .pn-amt{font-size:23px}
  .pn-donut{width:92px;height:92px}
  .pn-donut-c .pn-amt{font-size:16.5px}
  .hbar{gap:8px}
  .brand-logo{height:34px}
  .login-btn{padding:8px 11px;font-size:12.5px}
  .menu-toggle{width:36px;height:36px}
}

/* ---------- HERO: diskré slider-justering av iPhone-eksempelet ---------- */
.hero-adjust{margin-top:14px;width:300px;max-width:100%;border:1px solid var(--line);border-radius:12px;background:#fff;padding:14px 16px 16px}
.hero-adjust .ha-h{font-family:var(--mono);font-size:9.5px;letter-spacing:.06em;text-transform:uppercase;color:var(--sec)}
.ha-row{margin-top:12px}
.ha-top{display:flex;justify-content:space-between;align-items:baseline;font-size:12px;color:var(--ink);margin-bottom:6px}
.ha-top .ha-val{font-family:var(--mono);font-size:11.5px;color:var(--sec);font-weight:500}
.ha-range{-webkit-appearance:none;appearance:none;width:100%;height:4px;border-radius:3px;background:#E4E2DB;outline:none;cursor:pointer}
.ha-range::-webkit-slider-thumb{-webkit-appearance:none;width:16px;height:16px;border-radius:50%;background:var(--ox);border:2px solid #fff;box-shadow:0 1px 3px rgba(0,0,0,.28)}
.ha-range::-moz-range-thumb{width:15px;height:15px;border-radius:50%;background:var(--ox);border:2px solid #fff}

/* ---------- SAMARBEID / DATAKILDE (Gjeldsregisteret) ---------- */
.partner{display:grid;grid-template-columns:1fr 300px;gap:48px;align-items:center}
.partner-note{margin-top:16px;font-size:14px;color:var(--sec);border-left:2px solid var(--line);padding-left:14px;max-width:58ch;line-height:1.55}
.partner .btn{margin-top:24px}
.partner-logo{padding:8px 28px;display:flex;flex-direction:column;align-items:center;gap:16px;transform:translateX(-22px)}
.partner-logo .pl-cap{font-family:var(--mono);font-size:10px;letter-spacing:.09em;text-transform:uppercase;color:var(--sec)}
.partner-logo img{max-height:52px;width:auto}

/* ---------- FREMHEVET DATAANALYSE ---------- */
.feature{display:grid;grid-template-columns:1fr 300px;border:1px solid var(--line);margin-top:8px;overflow:hidden;background:var(--white)}
.feature-body{padding:40px 42px}
.feature-hi{list-style:none;margin-top:22px;border-top:1px solid var(--line)}
.feature-hi li{padding:12px 0;border-bottom:1px solid var(--line);font-size:15.5px;color:#23262A;display:flex;gap:12px}
.feature-hi li:last-child{border-bottom:0}
.feature-hi li:before{content:"—";color:var(--ox);font-family:var(--mono);flex:none}
.feature-body .btn{margin-top:26px}
.feature-side{background:var(--ink);color:#fff;padding:40px 34px;display:flex;flex-direction:column;justify-content:center;gap:8px}
.feature-side .fs-k{font-family:var(--mono);font-size:10px;letter-spacing:.09em;text-transform:uppercase;color:#9DDCB4}
.feature-side .fs-big{font-family:var(--mono);font-size:52px;font-weight:600;letter-spacing:-0.02em;line-height:1}
.feature-side .fs-l{font-size:13.5px;color:#A6ADB4;line-height:1.55;margin-top:4px}
/* rolig redaksjonell tekstlenke med diskré pil (ikke sentrert pille m/sirkel-ikon) */
.more-guides{margin:22px 0 0;display:inline-flex;align-items:center;gap:8px;
  font-family:var(--sans);font-weight:600;font-size:15.5px;color:var(--ink);
  padding-bottom:2px;border-bottom:1px solid var(--line);
  transition:color .16s ease,border-color .16s ease}
.more-guides:hover{color:var(--ox-dark);border-bottom-color:var(--ox-dark);text-decoration:none}
.more-guides .arw{font-size:16px;color:var(--ox);flex:none;transition:transform .18s ease}

@media(max-width:900px){
  .partner{grid-template-columns:1fr;gap:28px}
  .partner-logo{transform:none}
  .feature{grid-template-columns:1fr}
  .feature-side{order:-1;padding:30px 34px}
  .feature-side .fs-big{font-size:44px}
}

/* ==========================================================================
   ARTIKKEL-/GUIDE-KOMPAT — styler eksisterende guide-markup i nytt design.
   Guidene bruker .hero>.wrap-narrow masthead, .article-meta, .lead-answer,
   .split/.pane, .faq/.fa-body, .related-*, .author-box(.foto…), .sources, .help.
   Scopet så forsidens .hero (med .hero-grid i .wrap) ikke berøres.
   ========================================================================== */
.eyebrow{font-family:var(--mono);font-size:11px;letter-spacing:.1em;text-transform:uppercase;color:var(--ox);font-weight:500;display:block;margin-top:20px}
.crumb-sep{display:inline-block}
.crumb-sep::before{content:"/";color:var(--line);font-weight:600}
.hero .wrap-narrow{padding-top:34px;padding-bottom:38px}
.hero .wrap-narrow h1{font-size:clamp(29px,3.6vw,42px);max-width:24ch;margin-top:12px}
.hero .wrap-narrow .lede{max-width:64ch;margin-top:16px;color:var(--sec)}
/* byline */
.article-meta{display:flex;align-items:center;gap:13px;margin-top:24px;flex-wrap:wrap}
.article-meta .am-face{width:46px;height:46px;border-radius:50%;object-fit:cover;border:1px solid var(--line);flex:none}
.article-meta .am-txt{display:flex;flex-direction:column;font-size:14px;color:var(--sec);line-height:1.35}
.article-meta .am-txt strong{color:var(--ink);font-weight:600;font-size:15px}
.article-meta .am-sep{width:1px;height:26px;background:var(--line)}
.article-meta .am-check{display:inline-flex;align-items:center;gap:6px;font-family:var(--mono);font-size:11px;letter-spacing:.03em;text-transform:uppercase;color:var(--ox)}
.article-meta .am-check svg{width:15px;height:15px;color:var(--ox)}
.article-meta .am-dates{margin-left:auto;display:flex;flex-direction:column;gap:2px;text-align:right;font-family:var(--mono);font-size:11px;letter-spacing:.02em;color:var(--sec);line-height:1.4}
.article-meta .am-dates time{display:block;font-variant-numeric:tabular-nums}
@media(max-width:600px){
  .article-meta{gap:10px 13px}
  .article-meta .am-sep{display:none}
  .article-meta .am-dates{margin-left:0;text-align:left;width:100%;flex-direction:row;flex-wrap:wrap;gap:6px 16px;margin-top:2px;padding-top:12px;border-top:1px solid var(--line)}
}
/* answer-chunk */
.prose .lead-answer{font-weight:600;color:var(--ink)}
/* split/pane (dette står / står ikke) */
.split{display:grid;grid-template-columns:1fr 1fr;border:1px solid var(--line);margin-top:26px}
.pane{padding:22px 24px}
.pane+.pane{border-left:1px solid var(--line)}
.pane h3{display:flex;align-items:center;gap:9px;font-size:15px;margin:0 0 6px}
.pane h3 svg{width:22px;height:22px;flex:none}
.pane ul{list-style:none;margin-top:6px;padding:0}
.pane li{display:flex;align-items:flex-start;gap:10px;padding:10px 0;border-bottom:1px solid var(--line2);font-size:15px;margin:0}
.pane li:last-child{border-bottom:0}
.pane li::marker{content:""}
.pane .tick{color:var(--green);flex:none;margin-top:2px}
.pane .cross{color:var(--ox);flex:none;margin-top:2px}
/* FAQ (details/summary/.fa-body/.chev) — egen forseggjort panel-identitet.
   Rolig papirbånd + hårfin ramme setter FAQ tydelig fra brødteksten. */
.faq{margin-top:22px;margin-bottom:clamp(44px,6vw,68px);background:var(--band);border:1px solid var(--band-line);border-radius:14px;box-shadow:var(--card-sh-sm);padding:2px 26px}
.faq details{border-bottom:1px solid var(--band-line)}
.faq details:last-child{border-bottom:0}
.faq summary{cursor:pointer;list-style:none;display:flex;justify-content:space-between;align-items:center;gap:16px;padding:20px 0;font-weight:600;font-size:18px;color:var(--ink);transition:color .15s ease}
.faq summary::-webkit-details-marker{display:none}
.faq summary::after{content:none}
.faq summary:hover{color:var(--ox)}
.faq details[open] summary{color:var(--ink)}
/* chevron i egen hårfin flate → tydelig, rolig +/− affordans */
.faq .chev{color:var(--ox);flex:none;width:30px;height:30px;padding:5px;border:1px solid var(--band-line);border-radius:8px;background:var(--white);transition:transform .25s ease,border-color .15s ease,background .15s ease}
.faq summary:hover .chev{border-color:var(--ox-tint-line);background:var(--ox-tint)}
.faq details[open] .chev{transform:rotate(180deg);border-color:var(--ox-tint-line);background:var(--ox-tint)}
.faq details[open] summary:hover .chev{transform:rotate(180deg)}
.faq .fa-body{padding:0 0 20px;color:#23262A;font-size:16.5px;line-height:1.7;max-width:720px}
.faq .fa-body p{margin:0}
/* related */
.related-section{padding:54px 0;border-top:1px solid var(--line)}
.related-head{font-size:24px}
.related-sub{color:var(--sec);margin-top:8px}
.related-card{border-right:1px solid var(--line);border-bottom:1px solid var(--line);padding:22px;display:flex;flex-direction:column;gap:8px;color:var(--ink);transition:background .16s ease}
.related-card:hover{background:var(--fill2);text-decoration:none}
.related-card:hover .rc-title{color:var(--ox)}
.rc-cat{font-family:var(--mono);font-size:10px;letter-spacing:.08em;text-transform:uppercase;color:var(--ox)}
.rc-title{font-size:17px;font-weight:600;line-height:1.3;transition:color .15s ease}
.rc-sub{font-size:14px;color:var(--sec);flex:1;line-height:1.5}
.rc-go{font-weight:600;font-size:14px;color:var(--ox);margin-top:2px;display:inline-flex;align-items:center;gap:6px}
.rc-go::after{content:"→";font-family:var(--mono);transition:transform .18s ease}
.related-card:hover .rc-go::after{transform:translateX(4px)}
/* author-box (.foto/.eyebrow-sm/.role/.author-contact) */
.author-box .foto{width:64px;height:64px;border-radius:50%;object-fit:cover;border:1px solid var(--line)}
.author-box .eyebrow-sm{font-family:var(--mono);font-size:11px;letter-spacing:.08em;text-transform:uppercase;color:var(--ox);margin:0}
.author-box h3{font-size:19px;margin-top:5px}
.author-box h3 a{color:var(--ink)}
.author-box .role{font-size:14px;color:var(--sec);margin-top:2px}
.author-box p{color:var(--sec);font-size:15px;margin-top:8px;line-height:1.6}
.author-box .author-contact{display:flex;gap:14px;margin-top:12px;flex-wrap:wrap}
.author-box .author-contact a{font-family:var(--mono);font-size:12px;color:var(--ox);display:inline-flex;align-items:center;gap:6px}
.author-box .author-contact svg{width:15px;height:15px;fill:none;stroke:currentColor;stroke-width:1.7}
/* kilder */
.sources{border:1px solid var(--line);background:var(--fill2);padding:20px 22px}
.sources h3{font-family:var(--mono);font-size:11px;letter-spacing:.08em;text-transform:uppercase;color:var(--sec);margin-bottom:10px}
.sources ul{list-style:none;font-size:15px;padding:0}
.sources li{padding:4px 0}
/* CTA (.help) → mørkt bånd i nytt design */
.help{background:#12673b;border-radius:4px;padding:40px 42px;margin-top:44px;margin-bottom:-52px;position:relative;z-index:2}
.help-inner{display:flex;align-items:center;justify-content:space-between;gap:28px;flex-wrap:wrap;text-align:left;flex-direction:row}
.help h2{color:#fff;font-size:24px;max-width:22ch;margin:0}
.help p{color:#cfe9d9;margin-top:10px;font-size:15.5px;max-width:52ch}
.help .btn{background:#fff;color:var(--ink);border-color:#fff;flex:none}
.help .btn svg path{stroke:var(--ink)}
.help .btn:hover{background:var(--fill);color:var(--ink)}
/* Ring oss: to-kanals kontaktfelt (telefon + e-post) i grønn boks */
.help-contact{display:flex;flex-direction:column;gap:14px;flex:none;min-width:300px}
.help-contact .hc-item{display:flex;align-items:center;gap:14px;padding:2px 0;color:#fff;text-decoration:none;transition:transform .14s ease}
.help-contact .hc-item:hover{text-decoration:none;transform:translateX(3px)}
.help-contact .hc-ic{width:44px;height:44px;flex:none;display:inline-flex;align-items:center;justify-content:center;border:1px solid rgba(255,255,255,.28);border-radius:11px;color:#CFEBD9;transition:background .16s ease,color .16s ease,border-color .16s ease}
.help-contact .hc-ic svg{width:20px;height:20px}
.help-contact .hc-item:hover .hc-ic{background:#fff;color:#12673b;border-color:#fff}
.help-contact .hc-txt{display:flex;flex-direction:column;line-height:1.15;min-width:0}
.help-contact .hc-k{font-family:var(--mono);font-size:10.5px;letter-spacing:.1em;text-transform:uppercase;color:#8FCFA9}
.help-contact .hc-v{font-size:18px;font-weight:600;color:#fff;margin-top:4px;white-space:nowrap;overflow:hidden;text-overflow:ellipsis}
@media(max-width:640px){
  .split{grid-template-columns:1fr}
  .pane+.pane{border-left:0;border-top:1px solid var(--line)}
  .related-section .related-grid{grid-template-columns:1fr}
  .help-inner{flex-direction:column;align-items:flex-start}
  /* på mobil skal kontaktfeltet gå fullbredde (min-width:300px klippet innhold ved 320px) */
  .help-contact{min-width:0;width:100%}
}

/* ==========================================================================
   TILLITSSIDE-KOMPAT — Om oss / Kontakt / Fagansvarlig m.fl. i nytt design.
   ========================================================================== */
/* om-oss masthead ligger i .hero>.wrap (ikke .wrap-narrow) */
.hero .wrap:has(> .crumb){padding-top:32px;padding-bottom:22px}
.hero .wrap > h1{font-size:clamp(29px,3.6vw,42px);max-width:24ch;margin-top:12px}
.hero .wrap > .lede{max-width:64ch;margin-top:16px;color:var(--sec)}
.kicker{font-family:var(--mono);font-size:11px;letter-spacing:.1em;text-transform:uppercase;color:var(--ox);font-weight:500}
/* feature-split (foto + copy) */
.feature-split{display:grid;grid-template-columns:1fr 1fr;gap:44px;align-items:center}
.feature-split .fs-photo{border:1px solid var(--line);border-radius:6px;overflow:hidden;aspect-ratio:4/3;background:var(--fill)}
.feature-split .fs-photo img{width:100%;height:100%;object-fit:cover;display:block}
.feature-split .fs-copy h2{font-size:26px;margin-top:8px}
.feature-split .fs-copy p{color:var(--sec);margin-top:12px;font-size:16.5px;line-height:1.6}
.feature-split .fs-copy .btn{margin-top:20px}
/* value-grid */
.value-grid{display:grid;grid-template-columns:repeat(3,1fr);border-top:1px solid var(--line);border-left:1px solid var(--line);margin-top:30px}
.value-card{border-right:1px solid var(--line);border-bottom:1px solid var(--line);padding:26px}
.value-card .vic{width:38px;height:38px;border:1px solid var(--line);border-radius:9px;display:flex;align-items:center;justify-content:center;color:var(--ox);margin-bottom:14px}
.value-card .vic svg{width:20px;height:20px;stroke:currentColor;fill:none}
.value-card h3{font-size:17px}
.value-card p{color:var(--sec);font-size:15px;margin-top:8px;line-height:1.55}
/* help--photo (foto-CTA) */
.help--photo{position:relative;overflow:hidden}
.help--photo .help-bg{position:absolute;inset:0;width:100%;height:100%;object-fit:cover;z-index:0}
.help--photo .help-overlay{position:absolute;inset:0;z-index:1;background:linear-gradient(90deg,rgba(18,20,23,.9),rgba(18,20,23,.62))}
.help--photo .help-inner{position:relative;z-index:2}
/* kontakt: skjema */
.form-card{border:1px solid var(--line);border-radius:6px;padding:28px;background:#fff}
.form-row{display:grid;grid-template-columns:1fr 1fr;gap:16px;margin-bottom:16px}
.field{display:flex;flex-direction:column;gap:6px}
.form-card form > .field{margin-bottom:16px}
.field label{font-size:13.5px;font-weight:600;color:var(--ink)}
.field input,.field select,.field textarea{width:100%;border:1px solid var(--line);border-radius:4px;padding:11px 13px;font:inherit;font-size:15px;background:#fff;color:var(--ink)}
.field textarea{min-height:104px;resize:vertical}
.field input:focus,.field select:focus,.field textarea:focus{outline:none;border-color:var(--ox);box-shadow:0 0 0 3px var(--ox-tint)}
.form-note{font-size:13px;color:var(--sec);margin-top:14px;line-height:1.5}
/* kontakt: kontaktkort */
.contact-cards{display:grid;grid-template-columns:repeat(auto-fit,minmax(240px,1fr));border-top:1px solid var(--line);border-left:1px solid var(--line);margin-top:30px}
.contact-card{border-right:1px solid var(--line);border-bottom:1px solid var(--line);padding:24px;display:flex;gap:14px;align-items:flex-start;color:var(--ink)}
.contact-card:hover{background:var(--fill2);text-decoration:none}
.cc-ic{width:40px;height:40px;flex:none;border:1px solid var(--line);border-radius:9px;display:flex;align-items:center;justify-content:center;color:var(--ox)}
.cc-ic svg{width:20px;height:20px;stroke:currentColor;fill:none}
.cc-body{display:flex;flex-direction:column;gap:3px;min-width:0}
.cc-label{font-family:var(--mono);font-size:10px;letter-spacing:.06em;text-transform:uppercase;color:var(--sec)}
.cc-value{font-size:17px;font-weight:600;color:var(--ink)}
.cc-value--mail{font-size:15px}
.cc-sub{font-size:13px;color:var(--sec);line-height:1.45;margin-top:2px}
/* fagansvarlig: profil */
.profile-hero{display:grid;grid-template-columns:200px 1fr;gap:40px;align-items:start}
.ph-portrait{position:relative;width:200px}
.ph-portrait img{width:200px;height:200px;object-fit:cover;border:1px solid var(--line);border-radius:6px;display:block}
.ph-seal{position:absolute;right:-10px;bottom:-10px;width:40px;height:40px;border-radius:50%;background:var(--ox);color:#fff;display:flex;align-items:center;justify-content:center;border:3px solid #fff}
.ph-seal svg{width:20px;height:20px;stroke:currentColor;stroke-width:2.4;fill:none}
.ph-eyebrow{font-family:var(--mono);font-size:11px;letter-spacing:.1em;text-transform:uppercase;color:var(--ox);font-weight:500}
.ph-body h2{font-size:28px;margin-top:6px}
.ph-role{font-size:15px;color:var(--sec);margin-top:4px}
.ph-creds{list-style:none;margin-top:18px;border-top:1px solid var(--line);padding:0}
.ph-creds li{display:flex;align-items:center;gap:12px;padding:12px 0;border-bottom:1px solid var(--line);font-size:15.5px}
.ph-creds li svg{width:20px;height:20px;flex:none;color:var(--ox);stroke:currentColor;stroke-width:1.7;fill:none}
@media(max-width:760px){
  .feature-split{grid-template-columns:1fr;gap:24px}
  .value-grid{grid-template-columns:1fr;border-left:0}
  .value-card{border-left:1px solid var(--line)}
  .contact-cards{grid-template-columns:1fr;border-left:0}
  .contact-card{border-left:1px solid var(--line)}
  .form-row{grid-template-columns:1fr}
  .profile-hero{grid-template-columns:1fr;gap:24px}
}

/* ==========================================================================
   PREMIUM-POLISH 2026-09 — mikro-interaksjoner og finpuss (kun visuelt).
   ========================================================================== */
/* TOC */
.toc a{transition:color .15s ease}
.toc a:hover{color:var(--ox);text-decoration:none}
.toc li{transition:color .15s ease}
/* kilder-lenker */
.sources a{text-decoration:underline;text-decoration-color:var(--ox);text-underline-offset:2px}
.sources li{transition:color .15s ease}
/* forfatterboks-lenker: pil-nudge på LinkedIn m.m. */
.author-box .author-contact a,.author-box .ab-links a{transition:color .15s ease,transform .15s ease}
.author-box .author-contact a:hover,.author-box .ab-links a:hover{text-decoration:none;color:var(--ox-dark)}
/* «pil»-lenker: konsistent nudge på hover */
.flink .arw,.bloglink,.feature-body .btn .mono{transition:transform .18s ease}
.fcol .flink:hover .arw{transform:translateX(4px)}
.more-guides:hover .arw{transform:translateX(3px)}
.fcol .flink:hover,.more-guides:hover{text-decoration:none}
/* kontakt-kort: ikon reagerer på hover */
.contact-card .cc-ic{transition:border-color .16s ease,background .16s ease,color .16s ease}
.contact-card:hover .cc-ic{border-color:var(--ox-tint-line);background:var(--ox-tint);color:var(--ox-dark)}
/* verdi-kort (om oss): løft ikon-flaten diskret */
.value-card{transition:background .16s ease}
.value-card:hover{background:var(--fill2)}
.value-card .vic{transition:border-color .16s ease,color .16s ease}
.value-card:hover .vic{border-color:var(--ox-tint-line);color:var(--ox-dark)}
/* forsidens blogg-/hub-liste: rolig rad-hover uten å bryte hårlinjene */
.blogitem{transition:background .15s ease}
.blogitem h3 a{transition:color .15s ease}
/* datakilde-logo ligger fritt på seksjonsbakgrunnen (ingen boks) */
/* footer-lenker: presis understrek på hover */
footer.site ul li a{transition:color .15s ease}
footer.site ul li a:hover{text-decoration:underline;text-underline-offset:3px;text-decoration-color:var(--ox)}
.footbottom .cright{transition:color .15s ease}
/* interne tekstlenker i prosa: mykere understrek-overgang */
.prose a{transition:color .15s ease,text-decoration-color .15s ease}
.prose a:hover{color:var(--ox-dark);text-decoration-color:var(--ox-dark)}
/* CTA-bånd knapp-pil */
.help .btn svg,.cta-login .btn svg{transition:transform .18s ease}
.help .btn:hover svg,.cta-login .btn:hover svg{transform:translateX(3px)}

/* ---------- Trustpilot ekte widget ---------- */
.tp-widget-hero{margin-top:18px;width:100%;max-width:452px;min-height:28px;display:flex;justify-content:flex-start;overflow:hidden}
/* Trustpilot micro-star iframe har intern venstre-padding; trekk den ut mot venstrelinjen, men behold nok margin til at ALLE fem stjernene vises helt */
.tp-widget-hero iframe{margin-left:-18px}
.foot-tp{min-width:220px;max-width:300px}
.foot-tp .trustpilot-widget{width:100%}

/* ==========================================================================
   SYNLIG PREMIUM-LØFT 2026-09 — rikere register-uttrykk, samme rene stil.
   Bånd-rytme, sterkere typografi-hierarki, forseggjorte kort, tydeligere data.
   KUN visuelt. Ingen tekst/tall/innhold endret. Ingen AI-troper (blobs/glass).
   ========================================================================== */
:root{
  --band:#F1EFE8;            /* ÉN rolig papirtint — alle tonede seksjoner bruker denne */
  --band2:#F1EFE8;           /* lik --band: unified, så tonede bånd aldri er ulike toner */
  --band-line:#E6E3DA;
  --hoverfill:#EAE7DE;       /* kort-hover: alltid synlig både på hvitt og på papirtint */
  --card-sh:0 1px 2px rgba(18,20,23,.035),0 20px 44px -30px rgba(18,20,23,.24);
  --card-sh-sm:0 1px 2px rgba(18,20,23,.03),0 10px 26px -20px rgba(18,20,23,.20);
}

/* ---- 1. SEKSJONSRYTME MED BÅND (største synlige løft) ---- */
section.block{padding:clamp(68px,8.2vw,108px) 0}
.band-fill{background:var(--band);border-bottom:1px solid var(--band-line)}
.band-fill2{background:var(--band2);border-bottom:1px solid var(--band-line)}
.band-fill + .band-fill,.band-fill2 + .band-fill2{border-top:0}
/* trust-/innholdssider: gi rytme også der seksjonene bruker inline-padding */
section.band-fill,section.band-fill2{padding-top:clamp(52px,6.5vw,80px);padding-bottom:clamp(52px,6.5vw,80px)}

/* ---- 2. STERKERE TYPOGRAFI-HIERARKI ---- */
h2.sec-title{font-size:clamp(28px,3.7vw,40px);letter-spacing:-0.026em;margin-top:15px;line-height:1.08}
.sec-intro{font-size:18.5px;margin-top:17px;color:var(--sec);line-height:1.6}
.sec-head{max-width:64ch}
.pagehead h1,.hero .wrap-narrow h1,.hero .wrap > h1{letter-spacing:-0.028em}
.prose h2{font-size:clamp(24px,2.4vw,28px);letter-spacing:-0.02em;margin-top:52px;padding-top:4px}
.prose h3{font-size:21px;margin-top:38px}
/* Eyebrow/kicker: rolig redaksjonell versal-etikett i sans — ingen ledende strek,
   dempet blekk-tone (ikke grønn), moderat tracking. Se opprydding-blokka nederst. */
.sec-kicker,.kicker,.ph-eyebrow,.eyebrow,.pagehead .eyebrow,.utvidet .sec-kicker,.feature-body .sec-kicker,.partner-txt .sec-kicker{
  display:block;font-family:var(--sans);letter-spacing:.07em;font-weight:600;color:var(--sec)}
.sec-kicker::before,.kicker::before,.ph-eyebrow::before,.eyebrow::before,.pagehead .eyebrow::before{content:none}

/* ---- 3. FORSEGGJORTE KORT/BOKSER ---- */
/* hårlinje-«tabell»-grids blir avrundede, hvite paneler med rolig dybde */
.foretak,.value-grid,.related-grid,.contact-cards,.contact-grid,.split,
.related-section .related-grid{
  background:#fff;border-radius:14px;overflow:hidden;box-shadow:var(--card-sh)}
/* frittstående bokser: samme raffinerte språk */
.utvidet,.feature,.form-card,.author-box,.sources,.toc,.factbox,.cta-login{
  border-radius:14px;box-shadow:var(--card-sh)}
.sources,.toc,.factbox{box-shadow:var(--card-sm,var(--card-sh-sm))}
.author-box{background:var(--band2)}
/* mer sjenerøs innvendig padding = «håndlaget», ikke tomt */
.value-card{padding:30px 30px 32px}
.contact-card{padding:28px}
.related-card,.related-grid a{padding:26px}
.uv-item{padding:20px 0}
.ex-head{padding:18px 34px 12px}
.exlist{padding:8px 34px 14px}
.pane{padding:26px 28px}
.fcol{padding:30px 28px}
.contact-card .cc-l{margin-bottom:2px}
/* ikon-flater på verdi-/kontaktkort: litt større og mer definert */
.value-card .vic,.cc-ic{width:42px;height:42px;border-radius:11px}
.value-card .vic{margin-bottom:16px}
.value-card:hover,.contact-card:hover,.related-card:hover,.related-grid a:hover{background:var(--hoverfill)}
/* utvidet-boks: klarere topp/underdeling */
.utvidet-top{padding:32px 34px 24px;background:linear-gradient(180deg,#fff,var(--band2))}
.uv-item b{margin-top:0}

/* ---- 4. TYDELIGERE DATA-VISNING (mono «ledger») ---- */
.mono,.amt,.big,.fs-big,.cc-value,.pln-a,.uv-num,.pcard-l,.cc-label,
.prose td.num,.prose th.num{font-feature-settings:"tnum" 1;font-variant-numeric:tabular-nums}
.pcard-l,.cc-label,.rc-cat,.rg-cat,.fs-k,.pl-cap,.pcard-l{font-weight:600}
.feature-side{padding:44px 38px}
.feature-side .fs-big{font-size:56px}
.feature-side .fs-k{letter-spacing:.14em}
/* tabellhoder i artikler: fastere «register»-følelse */
.prose thead th{font-weight:600;letter-spacing:.08em}
.prose tbody tr:hover{background:var(--hoverfill)}

/* ---- 5. SKILLER/DETALJER + LUFT ---- */
/* «Les videre»-sonen på artikler blir et rolig bånd = rytme på alle 11 guider */
.related-section{padding:clamp(56px,7vw,84px) 0;background:var(--band);border-top:1px solid var(--band-line)}
.cta-login{padding:38px 36px}
.help{padding:44px 46px}
/* datakilde-logoboks: mer premium ramme */
.partner-logo{padding:8px 30px;background:transparent}
.partner-logo img{filter:none}
/* FAQ: litt mer luft + tydelig aktiv-tilstand */
.faq summary{padding:21px 0;font-size:18.5px}
/* Gjeldsbloggen-oversikt: hver liste blir et forseggjort «register»-panel */
.bloglist{background:#fff;border:1px solid var(--line);border-top:1px solid var(--line);border-radius:14px;
  box-shadow:var(--card-sh);padding:4px 28px;margin-top:30px}
.bloglist .blogitem{padding:24px 0}
.bloglist .blogitem:last-child{border-bottom:0}
.bloglist .blogitem .bcat{font-weight:600}
.bloglist .blogitem h3{font-size:21px}
@media(max-width:640px){.bloglist{padding:4px 20px}}

@media(max-width:640px){
  .help{padding:32px 26px}
  .cta-login{padding:30px 24px}
  .value-card{padding:26px}
  .ex-head{padding:16px 22px 10px}
  .exlist{padding:6px 22px 10px}
  .utvidet-list{padding:2px 22px 12px}
  .uv-item{padding:16px 0}
  h2.sec-title{font-size:clamp(26px,7vw,32px)}
}

/* ==========================================================================
   GJELDSBLOGGEN VISUELT LØFT 2026-09 — tre oppgaver, KUN visuelt.
   Ingen tekst/tall/innhold endret. Scopet med prefiks (.ph- / .bl- / .prose).
   ========================================================================== */

/* ---- OPPGAVE 1: blogg-hub masthead tydelig hevet over seksjonene ---- */
/* Tonet topp-flate + større skala + egen kicker-behandling → side-tittel
   leses umiddelbart som HOVEDtema, ikke som nok en seksjonsoverskrift. */
.pagehead.ph-hub{
  background:var(--band);
  border-bottom:1px solid var(--band-line);
  padding:clamp(42px,6vw,70px) 0 clamp(46px,6vw,72px);
  position:relative;
}
/* hårfin oks-aksent i toppen = «registeret»-signatur, atskilt fra seksjonene */
.pagehead.ph-hub::before{
  content:"";position:absolute;top:0;left:0;right:0;height:2px;background:var(--ox);opacity:.9;
}
.pagehead.ph-hub .crumb{margin-bottom:4px}
/* Egen kicker: rammet mono-etikett med grønn prikk — bevisst ULIK seksjonenes
   bare grønne tick-kicker, så toppen ikke forveksles med en seksjon. */
.pagehead.ph-hub .ph-kicker{
  display:inline-flex;align-items:center;gap:9px;margin-top:22px;
  font-family:var(--mono);font-size:11px;letter-spacing:.16em;text-transform:uppercase;font-weight:600;
  color:var(--sec);background:#fff;border:1px solid var(--band-line);border-radius:3px;padding:7px 13px;
}
.pagehead.ph-hub .ph-kicker::before{content:none}   /* fjern seksjons-hårlinjetick */
.pagehead.ph-hub .ph-dot{width:6px;height:6px;border-radius:50%;background:var(--ox);flex:none}
/* Tydelig større skala + strammere tracking enn seksjonstitlene (maks 40px) */
.pagehead.ph-hub h1{
  font-size:clamp(38px,5.4vw,58px);line-height:1.03;letter-spacing:-0.03em;
  margin-top:20px;max-width:15ch;
}
.pagehead.ph-hub .lede{
  font-size:clamp(18px,2.1vw,21px);color:var(--sec);margin-top:18px;max-width:58ch;line-height:1.55;
}
@media(max-width:640px){
  .pagehead.ph-hub{padding:34px 0 38px}
  .pagehead.ph-hub h1{font-size:clamp(32px,9vw,40px)}
}

/* ---- OPPGAVE 2: blogglistens klikkbare titler — ingen understrek ---- */
/* Fjerner global understrek på titlene og gir en rolig register-affordans:
   hele raden tinter (papirtint), tittelen blir grønn, og en mono-pil glir inn. */
.bl-list .blogitem{transition:background .15s ease}
.bl-list .blogitem:hover,
.bl-list .blogitem:focus-within{background:var(--hoverfill)}
.bl-list .blogitem h3 a{
  color:var(--ink);text-decoration:none;
  transition:color .15s ease;
}
.bl-list .blogitem h3 a:hover,
.bl-list .blogitem h3 a:focus-visible{text-decoration:none}
/* mono-pil: alltid tilstede (reserverer plass → ingen reflow), fader/glir på hover */
.bl-list .blogitem h3 a::after{
  content:"\2192";font-family:var(--mono);color:var(--ox);margin-left:.5ch;
  display:inline-block;opacity:0;transform:translateX(-5px);
  transition:opacity .18s ease,transform .18s ease;
}
.bl-list .blogitem:hover h3 a,
.bl-list .blogitem:focus-within h3 a{color:var(--ox);text-decoration:none}
.bl-list .blogitem:hover h3 a::after,
.bl-list .blogitem:focus-within h3 a::after{opacity:1;transform:translateX(0)}

/* ---- OPPGAVE 3: artikkel-prosa — nøytralt visuelt løft (GLOBAL på .prose) ---- */
/* Sterkere H2-behandling: hårlinje over hver seksjon + dempet mono-seksjonsindeks
   (01, 02 …) = rolig rytme og tydelige skiller uten farge/AI-troper. */
.prose{counter-reset:prose-h2}
.prose h2{
  position:relative;counter-increment:prose-h2;
  margin-top:58px;padding-top:30px;border-top:1px solid var(--line);
}
.prose h2::before{
  content:counter(prose-h2,decimal-leading-zero);
  display:block;margin-bottom:12px;
  font-family:var(--mono);font-size:12.5px;font-weight:600;letter-spacing:.14em;
  color:var(--ox);font-feature-settings:"tnum" 1;font-variant-numeric:tabular-nums;
}
/* Forseggjorte lister (kun toppnivå i prosa — panes/kilder urørt): mono em-dash /
   mono-tall, samme register-signatur som .feature-hi og profil-credsen. */
.prose>ul{list-style:none;padding-left:0}
.prose>ul>li{position:relative;padding-left:26px;margin-top:11px}
.prose>ul>li::before{
  content:"\2014";position:absolute;left:0;top:0;
  color:var(--ox);font-family:var(--mono);font-weight:600;
}
.prose>ol{padding-left:26px}
.prose>ol>li{margin-top:11px;padding-left:4px}
.prose>ol>li::marker{color:var(--ox);font-family:var(--mono);font-weight:600}
/* Første H2 ligger rett under ingressen/innholdsfortegnelsen → ingen strek over.
   Behold mono-indeksen (01) og luft; hårlinja beholdes på alle påfølgende H2. */
.prose h2:first-of-type{border-top:0;padding-top:0;margin-top:40px}
@media(max-width:640px){
  .prose h2{margin-top:46px;padding-top:26px}
  .prose h2:first-of-type{margin-top:32px;padding-top:0}
}

/* ---- INNHOLDSFORTEGNELSE (server-generert, speiler H2-ene) ---- */
/* Bygger på systemets .toc-kort. .toc-auto = artikkel-varianten øverst i prosa. */
.prose .toc-auto{margin:0 0 6px}
.toc-auto .toc-h{display:flex;align-items:center;gap:10px}
.toc-auto .toc-h::before{content:"";width:20px;height:2px;background:var(--ox);border-radius:2px;flex:none;opacity:.9}
.toc-auto .toc-list{list-style:none;counter-reset:toc;margin:0;padding:0}
/* nøytraliser arvet .toc li:before (systemets gamle nummer) — vi teller på <a> */
.toc-auto .toc-list>li::before{content:none}
.toc-auto .toc-list>li{counter-increment:toc;margin:0;padding:0;border-top:1px solid var(--line2)}
.toc-auto .toc-list>li:first-child{border-top:0}
.toc-auto .toc-list>li>a{
  display:flex;align-items:baseline;gap:12px;padding:11px 2px;color:var(--ink);
  font-size:15.5px;line-height:1.4;text-decoration:none;transition:color .15s ease,background .15s ease;
}
.toc-auto .toc-list>li>a::before{
  content:counter(toc,decimal-leading-zero);flex:none;
  font-family:var(--mono);font-size:12px;font-weight:600;color:var(--ox);letter-spacing:.06em;
  font-feature-settings:"tnum" 1;font-variant-numeric:tabular-nums;min-width:2ch;
}
.toc-auto .toc-list>li>a:hover{color:var(--ox);text-decoration:none}
.toc-auto .toc-list>li>a:hover .toc-txt{text-decoration:none}
/* ÉN kolonne i full innholdsbredde: ett kapittel per rad, nøyaktig én linje.
   Symmetriske rader med hårlinje-skiller (ledger). toc-split beholdes i markup,
   men gjør ikke lenger to kolonner — base-reglene gir enkeltkolonne + hårlinjer.
   .toc-txt låses til én linje (flex + nowrap); ellipsis er kun en siste sikkerhet,
   fontstørrelsen er satt så selv den lengste H2-en får plass på én linje. */
.toc-auto .toc-list.toc-split{columns:auto;column-rule:none}
.toc-auto .toc-list.toc-split>li{break-inside:auto}
.toc-auto .toc-list>li>a{font-size:15px}
.toc-auto .toc-txt{flex:1 1 auto;min-width:0}
/* Desktop/nettbrett: nøyaktig ÉN linje per kapittel (symmetrisk). Fontstørrelsen
   er satt så selv den lengste H2-en (64 tegn) får plass på én linje i full bredde;
   nowrap+ellipsis er kun en siste sikkerhet og slår i praksis aldri inn her.
   På smal mobil (=<640px) brytes lange titler naturlig i stedet for å avkuttes,
   siden én linje ikke er fysisk mulig på en 375px-skjerm. */
@media(min-width:641px){
  .toc-auto .toc-txt{white-space:nowrap;overflow:hidden;text-overflow:ellipsis}
}

/* ==========================================================================
   FIRE OPPGAVER 2026-09 (A blogglisten, C kontakt-bokser, D om-oss).
   KUN presentasjon — ingen tekst/tall/innhold/rekkefølge endret.
   Alle nye klasser prefikset: .blg- / .abt- / .page-kontakt / .page-om-oss /
   .hero--photo. Bygger på «Registeret / Ledger»-systemet. Ingen AI-troper.
   ========================================================================== */

/* ---- OPPGAVE A: Gjeldsbloggen-oversikt — forseggjort kort-rutenett ---- */
.blg-grid{
  display:grid;
  grid-template-columns:repeat(auto-fit,minmax(288px,1fr));
  gap:20px;margin-top:30px;
}
.blg-card{
  position:relative;display:flex;flex-direction:column;
  background:#fff;border:1px solid var(--line);border-radius:14px;
  padding:26px 26px 56px;box-shadow:var(--card-sh);
  transition:border-color .16s ease,box-shadow .16s ease;
}
/* ledger-topp: mono-kategori med grønn firkant-tick, avsluttet med hårlinje */
.blg-cat{
  display:flex;align-items:center;gap:9px;width:100%;
  font-family:var(--mono);font-size:10px;font-weight:600;letter-spacing:.14em;
  text-transform:uppercase;color:var(--ox);
  padding-bottom:15px;margin-bottom:16px;border-bottom:1px solid var(--line2);
}
.blg-cat::before{content:"";width:7px;height:7px;background:var(--ox);border-radius:2px;flex:none}
.blg-title{font-size:20px;font-weight:600;line-height:1.28;letter-spacing:-0.012em}
.blg-title a{color:var(--ink);text-decoration:none;transition:color .16s ease}
/* stretched link: hele kortet klikkbart, ingen understrek */
.blg-title a::after{content:"";position:absolute;inset:0;z-index:1}
.blg-dek{color:var(--sec);font-size:15px;line-height:1.55;margin-top:10px}
/* les-videre-affordans: mono-pil nede til venstre, glir rolig på hover (dekorativ) */
.blg-card::after{
  content:"\2192";position:absolute;left:26px;bottom:22px;
  font-family:var(--mono);font-size:15px;color:var(--ox);
  opacity:.4;transform:translateX(0);
  transition:opacity .18s ease,transform .18s ease;
}
.blg-card:hover{
  border-color:var(--ox-tint-line);
  box-shadow:0 1px 2px rgba(18,20,23,.05),0 24px 50px -30px rgba(18,20,23,.30);
}
.blg-card:hover .blg-title a,
.blg-card:focus-within .blg-title a{color:var(--ox)}
.blg-card:hover::after,
.blg-card:focus-within::after{opacity:1;transform:translateX(4px)}
.blg-title a:focus-visible{outline:2px solid var(--ox);outline-offset:4px}
@media(max-width:640px){
  .blg-grid{grid-template-columns:1fr;gap:14px}
  .blg-card{padding:22px 22px 50px}
  .blg-card::after{left:22px;bottom:20px}
}

/* ---- OPPGAVE C: kontakt — mørkere beige interiør i boksene ---- */
.page-kontakt .form-card{background:#ECE9E1}
.page-kontakt .contact-card{background:#ECE9E1}
.page-kontakt .contact-card:hover{background:var(--hoverfill)}
/* skjemafeltene beholder hvit bunn for ren kontrast mot den beige flaten */
.page-kontakt .field input,
.page-kontakt .field select,
.page-kontakt .field textarea{background:#fff}

/* ---- OPPGAVE D: om-oss — foto som falmet hero-bakgrunn + konsistent bredde ---- */
.hero--photo{position:relative;overflow:hidden;isolation:isolate}
.hero--photo::before{
  content:"";position:absolute;inset:0;z-index:0;
  background:url("/bilder/foto-par.jpg") center/cover no-repeat;
  opacity:.42;
}
/* lys vask over fotoet så hero-H1 + ingress forblir fullt lesbare */
.hero--photo::after{
  content:"";position:absolute;inset:0;z-index:1;
  background:linear-gradient(180deg,rgba(255,255,255,.34),rgba(251,250,247,.62));
}
.hero--photo > .wrap-narrow{position:relative;z-index:2}
/* «Hvem vi er» som midtstilt smal kolonne, samme bredde som kapitlene under */
.abt-intro-sec{padding-top:clamp(38px,5vw,54px)}
.abt-intro{padding-bottom:clamp(30px,4vw,42px)}
.abt-intro h2{font-size:clamp(24px,2.4vw,28px);letter-spacing:-0.02em;margin-top:10px}
.abt-intro p{color:var(--sec);font-size:16.5px;line-height:1.6;margin-top:14px;max-width:64ch}
.abt-intro .btn{margin-top:22px}

/* ==========================================================================
   BOKS-PERFEKSJONERING 2026-09 — KUN presentasjon (CSS).
   .split/.pane + .factbox strammes til samme «Ledger/Registeret»-familie som
   .toc / .faq / .sources. Ingen tekst/tall/rekkefølge endret; ingen nye klasser
   nødvendig. Alt .prose-scopet så .prose h2/h3-reglene (margin-top:38px m.m.)
   ikke lekker inn i boksene. Speiler forsidens .explain (samme ånd).
   ========================================================================== */

/* ---- .split / .pane (todelt «dette står / står ikke») ----
   To symmetriske kolonner med topp-bånd i flukt. Listene FYLLER resten av
   kolonnehøyden og bunn-stilles, slik at ulikt antall punkter (3 vs 4) IKKE
   gir stygt tomrom nederst i den korte kolonnen. Speiler .excol/.ex-head. */
.prose .split{margin-top:26px}
.prose .pane{padding:0;display:flex;flex-direction:column}
.prose .pane--yes{box-shadow:inset 0 3px 0 var(--ox);background:#F5FBF7}
.prose .pane--no{box-shadow:inset 0 3px 0 #D8D4CB;background:#FCFBF8}
/* topp-bånd = faktaark-etikett, mono/versal som .exh, .toc-h og .sources h3 */
.prose .pane h3{
  display:flex;align-items:center;gap:11px;margin:0;
  padding:15px 24px;border-bottom:1px solid var(--line);
  font-family:var(--mono);font-size:12px;font-weight:600;letter-spacing:.08em;
  text-transform:uppercase;line-height:1.15;
}
.prose .pane--yes h3{background:var(--ox-tint);border-bottom-color:var(--ox-tint-line);color:var(--ox-dark)}
.prose .pane--no h3{background:var(--fill);color:var(--sec2)}
.prose .pane h3 svg{width:22px;height:22px;flex:none}
/* liste fyller kolonnen → begge kolonner ender på nøyaktig samme bunnlinje */
.prose .pane ul{list-style:none;margin:0;padding:2px 24px 6px;flex:1 1 auto;display:flex;flex-direction:column}
.prose .pane li{
  display:flex;align-items:center;gap:12px;margin:0;flex:1 1 auto;
  padding:13px 0;border-bottom:1px solid var(--line2);font-size:15.5px;line-height:1.45;
}
.prose .pane li:last-child{border-bottom:0}
.prose .pane .tick{color:var(--ox);flex:none;margin-top:0}
.prose .pane .cross{color:var(--sec2);flex:none;margin-top:0}

/* ---- .factbox («Kort oppsummert») ----
   Tett callout uten tomrom over tittelen: nøytraliserer .prose h3
   (margin-top:38px + 21px) og gir mono grønn etikett som .sources/.toc. */
.prose .factbox{padding:16px 20px 17px}
.prose .factbox h3{
  margin:0 0 7px;font-family:var(--mono);font-size:11px;font-weight:600;
  letter-spacing:.08em;text-transform:uppercase;color:var(--ox);line-height:1.3;
}
.prose .factbox p{margin:0;color:#23262A;font-size:15.5px;line-height:1.6}

/* ---- mobil: kolonnene stables pent, ingen påtvunget rad-strekk ---- */
@media(max-width:640px){
  .prose .pane h3{padding:14px 20px}
  .prose .pane ul{padding:2px 20px 6px}
  /* stablet: én kolonne, naturlig radhøyde (flex-fyll gir ingen ekstra høyde) */
  .prose .pane li{padding:12px 0}
}

/* ==========================================================================
   TYPOGRAFI-OPPRYDDING 2026-09 — bevisst, konsistent fontbruk (KUN visuelt).
   Bakgrunn: den grønne mono-versal-etiketten med ledende strek («— DATAKILDE»)
   leste «AI-mal», og mono var brukt vilkårlig på etiketter. Prinsipp herfra:
     • MONO = kun ekte tall/tabulær data (telefon-mockup, tabelltall, ©-linje,
       datoer, org.nr). Alle ETIKETTER/overskrifter i MONO byttes til SANS.
     • ÉN etikett-stil overalt: rolig redaksjonell versal i sans, dempet blekk-
       tone (--sec), moderat tracking (.07em), INGEN ledende strek/tick.
     • Grønn (--ox) beholdes kun som ekte aksent: lenker, knapper, haker/kryss,
       FAQ-chevron, prikker, listepunkt-markør — ikke på etiketter/indekser.
   Ingen tekst/tall/innhold endret. Selektorene speiler eksisterende idiomer.
   ========================================================================== */

/* ---- 1. MONO-ETIKETTER → SANS (samme dempede versal-signatur) ---- */
.eyebrow-sm,
.phone-cap,
.crumb,
.blogitem .bcat,
.related-grid .rg-cat,
.rc-cat,
.blg-cat,
.prose figcaption,
.prose thead th,
.factbox .fb-h,.prose .factbox h3,
.toc .toc-h,
.sources h3,
.author-box .ab-role,.author-box .eyebrow-sm,
.author-box .ab-links a,.author-box .author-contact a,
.contact-card .cc-l,.cc-label,
.profile .p-role,
.fbrand .fsub,.foot-social-cap,.fcolh,
.feature-side .fs-k,
.hero-adjust .ha-h,
.help-contact .hc-k,
.article-meta .am-check,
.ex-head .exh,.prose .pane h3,
.pl-cap,
.pagehead.ph-hub .ph-kicker{
  font-family:var(--sans)}

/* tracking normaliseres til ÉN moderat verdi på tekst-etiketter (ikke tabelltall) */
.eyebrow-sm,.crumb,.blogitem .bcat,.related-grid .rg-cat,.rc-cat,.blg-cat,
.prose figcaption,.factbox .fb-h,.prose .factbox h3,.toc .toc-h,.sources h3,
.author-box .ab-role,.author-box .eyebrow-sm,.contact-card .cc-l,.cc-label,
.profile .p-role,.fbrand .fsub,.foot-social-cap,.fcolh,.feature-side .fs-k,
.hero-adjust .ha-h,.help-contact .hc-k,.article-meta .am-check,.ex-head .exh,
.prose .pane h3,.pl-cap{letter-spacing:.07em}

/* dempet blekk-tone på de dekorativt-grønne kategori-/rolle-etikettene
   (grønn frigjøres til lenker/knapper/haker). Semantiske grønne etiketter
   beholdes: .am-check (faktasjekk-badge) og .ex-head-«inkludert» er unntatt. */
.blogitem .bcat,.related-grid .rg-cat,.rc-cat,.blg-cat,
.factbox .fb-h,.prose .factbox h3,
.author-box .ab-role,.author-box .eyebrow-sm,.profile .p-role{color:var(--sec)}

/* fjern den lille grønne firkant-ticken foran blogg-kategorien (samme
   «ingen ledende mark»-prinsipp som eyebrow-streken) */
.blg-cat::before{content:none}

/* blogg-hub: behold den rammede masthead-etiketten, men i sans + roligere tracking */
.pagehead.ph-hub .ph-kicker{letter-spacing:.08em}

/* ---- 2. DEKORATIVE SEKVENS-INDEKSER: behold mono-siffer, demp grønn → blekk ---
   De store grønne «01 02 03»-numrene leste som mal. Muted mono = rolig ledger. */
.uv-num,
.fcol .fno,
.toc li:before,
.toc-auto .toc-list>li>a::before,
.prose h2::before{color:var(--sec)}

/* fjern den ledende grønne streken foran artikkelens innholdsfortegnelse-tittel */
.toc-auto .toc-h::before{content:none}

/* ---- 3. LISTEPUNKT: em-dash «—» → rolig grønn prikk (mindre malpreget) ---- */
/* generell prosa-liste (absolutt-posisjonert markør) */
.prose>ul>li::before{
  content:"";position:absolute;left:2px;top:.62em;
  width:6px;height:6px;border-radius:50%;background:var(--ox)}
/* forsidens analyse-punkter + fagansvarlig-credsen (flex-markør) */
.feature-hi li:before,
.profile ul.creds li:before{
  content:"";flex:none;align-self:flex-start;margin-top:.55em;
  width:6px;height:6px;border-radius:50%;background:var(--ox)}

/* Tre datasett (Gjeld/Kredittscore/Bolig) side ved side for å fylle bredden,
   rolige avis-spalter med hårlinje mellom – ikke «feature-grid». Stables på mobil. */
.utvidet-list{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));padding:24px 32px 28px}
.utvidet-list .uv-item{padding:2px 26px;border-top:0;border-left:1px solid var(--line2)}
.utvidet-list .uv-item:first-child{padding-left:0;border-left:0}
.utvidet-list .uv-item:last-child{padding-right:0}
@media (max-width:640px){
  .utvidet-list{grid-template-columns:1fr;padding:2px 22px 14px}
  .utvidet-list .uv-item{padding:16px 0;border-left:0;border-top:1px solid var(--line2)}
  .utvidet-list .uv-item:first-child{border-top:0;padding-left:0}
}

/* ---------- REGNEEKSEMPEL-KORT (landingsside /sok-na/) ---------- */
.rexempel{width:100%;max-width:372px;border:1px solid var(--line);background:var(--white);padding:26px 26px 22px;
  box-shadow:0 1px 2px rgba(18,20,23,.04)}
.rexempel h3{font-size:19px;font-weight:600;line-height:1.3;margin:10px 0 18px;letter-spacing:-0.01em}
.rx-row{display:flex;align-items:baseline;justify-content:space-between;gap:16px;padding:12px 0;border-top:1px solid var(--line2)}
.rx-row span{font-size:14.5px;color:var(--sec);line-height:1.45}
.rx-row b{font-size:14.5px;font-weight:600;color:var(--ink);white-space:nowrap}
.rx-sum{border-top:1px solid var(--line)}
.rx-sum span{color:var(--ink);font-weight:600}
.rx-sum b{color:var(--ox-dark,var(--ox))}
.rx-note{font-size:13px;color:var(--sec);line-height:1.55;margin-top:14px}
@media (max-width:900px){.rexempel{max-width:100%}}
